Family Limited Partnerships & LLCs
Family Limited Partnership (FLP) or Limited Liability Company (FLLC) A properly formed and maintained FLP or FLLC can facilitate the transfer of your business to [...]
Trusteed IRAs
Trusteed IRAs The tax code allows IRAs to be created as trust accounts, custodial accounts, and annuity contracts. Regardless of the form, the federal tax [...]
Asset Allocation
Balancing Your Investment Choices with Asset Allocation Even if your asset allocation was right for you when you chose it, it may not be right [...]
Asset Protection Fundamentals
Asset Protection If you haven't done any asset protection planning, your wealth is vulnerable to potential future creditors and, should the worst happen, you could [...]
Active vs. Passive Portfolio Management
Active vs. Passive Portfolio Management Proponents of active portfolio management believe that a skilled investment manager can generate returns that outperform a benchmark index. Advocates [...]
Disability Insurance Basics
The Fundamentals of Disablilty Insurance Disability insurance pays benefits when you are unable to earn a living because you are sick or injured. Most disability [...]
Life Insurance Overview
Life Insurance Basics Life insurance is an agreement between you (the insured) and an insurer. Under the terms of a life insurance policy, the insurer [...]
Retirement Income Planning
Common Factors Affecting Retirement Income If you recently retired from a job that provided health insurance, you may not fully appreciate how much health care [...]
Retirement Planning Overview
Retirement Planning--The Basics You may have a very idealistic vision of retirement--doing all of the things that you never seem to have time to do [...]
Financial Planning Overview
Financial Planning--Helping You See the Big Picture Common financial goalsSaving and investing for retirementSaving and investing for collegeEstablishing an emergency fundProviding for your family [...]
Estate Planning 101
Estate Planning--An Introduction Since incapacity can strike anyone at anytime, all adults over 18 should consider having: A durable power of attorney: This document lets [...]
Charitable Giving
Charitable giving can play an important role in many estate plans. Philanthropy cannot only give you great personal satisfaction, it can also give you a [...]
Investing for Retirement
Retirement Planning--The Basics You may have a very idealistic vision of retirement--doing all of the things that you never seem to have time to do [...]
Questions about Long-term Care
Long-term care is not just provided in nursing homes--in fact, the most common type of long-term care is home-based care.Understandably, many people put off planning [...]