Health savings accounts (HSAs), Archer medical savings accounts (MSAs), health reimbursement arrangements (HRAs), and flexible spending arrangements (FSAs) are all personal health accounts that may help you control your health-care costs. But trying to figure out what’s what can be confusing. Here’s [more...]
Jan 072012
The prospect of paying costly premiums for long-term care insurance that you might never use might discourage you. Enter the long-term care annuity. An advantage of stand-alone long-term care insurance over a long-term care annuity is the fact that the medical expense [more...]
Apr 112011
The primary goals of the Patient Protection and Affordable Care Act, as amended by the Health Care and Education Affordability Reconciliation Act (collectively, the 2010 health-care reform legislation) are to ensure that all Americans and legal residents have access to a minimum [more...]
