Healthcare for Women in Retirement
At any age, health care is a priority. But when you retire, you should probably focus more on health care than ever before. This is [...]
At any age, health care is a priority. But when you retire, you should probably focus more on health care than ever before. This is [...]
Photo courtesy Margan Zajdowicz. If a significant portion of your retirement assets are held in a retirement account like an IRA, how can you accomplish [...]
Long-Term Care Annuities When planning for the potential cost of long-term care, you've probably considered long-term care insurance. But premiums can be expensive and if [...]
Just because a self-directed IRA allows you to choose certain investments, it doesn't mean that you should. Some investment choices aren't suitable for all investors.Certain [...]
IRA contribution limitsThe maximum amount you can contribute to a traditional IRA or Roth IRA in 2012 remains at $5,000 (or 100% of your earned [...]
What is the Medicare open enrollment period?The Medicare open enrollment period is the time during which people with Medicare can make new choices and pick [...]
A new comparability plan is a qualified profit-sharing plan that can have more substantial contributions for favored employees (usually higher-paid workers and key employees). With [...]
Generally, you can contribute up to $5,000 to an IRA in 2011 ($6,000 if you'll be age 50 or older by the end of the [...]
With the current financial situation, you may be tempted to tap your 401(k). But before you decide to take a plan loan, be sure you [...]
Companies should start seeing older workers as assets rather than liabilities. Great article in Economist magazine.
Social Security Retirement Benefits Social Security was originally intended to provide older Americans with continuing income after retirement. Today, though the scope of Social Security [...]
Forefield Concept Piece Here's a tipWatch the mail for your Social Security Statement, which contains a personal record of the earnings on which you've paid [...]
2011 Key Numbers Individual Income Tax Planning Alternative Minimum Tax (AMT), child tax credit, earned income tax credit, itemized deductions, kiddie tax, personal exemptions, and [...]
If you'd like a retirement plan that guarantees a specified benefit level at retirement regardless of investment results, you may want to consider a defined [...]
The Roth 401(k) Some employers offer 401(k) plan participants the opportunity to make Roth 401(k) contributions. If you're lucky enough to work for an employer [...]
Trusteed IRAs The tax code allows IRAs to be created as trust accounts, custodial accounts, and annuity contracts. Regardless of the form, the federal tax [...]
A nonqualified deferred compensation (NQDC) plan is an arrangement between an employer and one or more employees to defer the receipt of currently earned compensation. [...]
Common Factors Affecting Retirement Income If you recently retired from a job that provided health insurance, you may not fully appreciate how much health care [...]
Retirement Planning--The Basics You may have a very idealistic vision of retirement--doing all of the things that you never seem to have time to do [...]
Financial Planning--Helping You See the Big Picture Common financial goalsSaving and investing for retirementSaving and investing for collegeEstablishing an emergency fundProviding for your family [...]